Thousands of elders will receive or have already received an important, time sensitive notice regarding a new program called Fully-Integrated Dual Advantage (FIDA). This program applies only to those individuals who now are receiving both their Medicare and Medicaid Benefits under an (MLTC) or a Managed Long-term care program. FIDA IS VERY CONFUSING. Even seasoned professionals do not fully understand the ramifications of this program. One thing is for certain joining the FIDA program will give INSURANCE COMPANIES decision-making power to control your access to the important services that you need. You will no longer have TRADITIONAL MEDICARE. If you become a FIDA member you will “give up” all of your insurance cards for your Medicare plan, Part D prescription plan, your MLTC plan and related Medicaid in exchange for one FIDA health card. THIS CAN HAVE SERIOUS CONSEQUENCES as a FIDA Plan may not necessarily be the best option for everyone. The worst thing about FIDA is the requirement that one OPT OUT, or the they will automatically be forced into this plan. This is a horrible thing to do to elders, especially for those elders who don’t have family members or advisors to help them. MY ELDER ADVOCATE IS STRONGLY ADVISING OUR CLIENTS TO OPT OUT if they haven’t as yet. For those who have already opted in or have not opted out within the required time period, you can still OPT OUT. When this program shakes out and all the kinks have been worked out, and this plan turns out to be...